Stop unethical calls from Collection Technology, Inc.

Third-party debt collectors like Collection Technology, Inc. are tasked with the job of getting you to resolve your debts. This is totally legal; according to law, a debt collection agency has the right to contact you over your unpaid debts that have gone to collections.

It becomes a much bigger problem, when they become much more aggressive and persistent than your original lender. This may be scary to imagine, but many third-party debt collectors are infamous for employing illegal and unethical debt collection tactics to collect a debt, this is probably so because that is the only way that they can turn a profit – by getting you to resolve your debts.

If you still fail to repay this debt or work out a reasonable debt repayment plan with the collection agency, they can often resort to downright annoying, intimidating, and sometimes even threatening measures to ensure that they collect the debt at all costs. The things they do often feel intrusive, especially if you have never dealt with a similar situation before.

One popular unethical tactic that debt collectors employ to turn a profit is refurnishing an old debt that has already been resolved or for which the statute of limitations has expired. They cannot sue you for a debt with an expired statute of limitations (although they are still legally entitled to collect it), and trying to collect on a debt that has already been resolved is simply unethical. Unethical as it is, it is still common practice. These sorts of debts are called “zombie debts” because they have literally been “brought back to life” by a debt collector.

Is Collection Technology, Inc. trying to collect a “Zombie” debt?

In order to know if Collection Technology, Inc. is trying to collect a zombie debt, we first have to know what is required for a debt to be considered a zombie debt.

A debt is considered a zombie debt if:

• The debt is beyond the statute of limitations for filing a legal action for collection. The law limits how long you can be sued on a debt.
• The debt which the debt collection representative is trying to collect on has already been previously resolved or settled.
• The debt does not belong to the person who the debt collection representative is calling
• If the debt is no longer reported on your credit report

Call us now on 844-791-1990 if Collection Technology, Inc. is harassing you while trying to collect a zombie debt.

You have rights against Debt Collection Harassment from Collection Technology, Inc.

There are laws such as the FDCPA and the TCPA that protect you against telephone and debt collection harassment bt third-party collection agencies like Collection Technology, Inc.

The FDCPA and TCPA prevent debt collection agencies from employing unethical tactics in the process of collecting on a delinquent debt. If you are being contacted over the payment of a debt that you are unsure of, ask the caller to send you details regarding the debt that they claim you owe.

If you are engaged in a conversation with a debt collector who tries to agitate you, do not engage them in a heated exchange. Hang up when necessary, especially if the collector is being rude or using profane words, does not say anything, or refuses to identify themselves. Save any harassing messages you have received on your voice mail in case you need to present evidence of it in the future, and do not disclose personal information to an anonymous caller.

Who is Collection Technology, Inc.

Collection Technology, Inc. is a third-party debt collector located in Rancho Cucamonga, CA, that delivers customized solutions that include debt recovery and back-office support services to a wide variety of industries. They offer their services to industries such as the education sector, Financial Services, Government, and Healthcare.

Contact Information

Collection Technology, Inc. BBB Information

BBB File opened: 11/18/2014

https://www.bbb.org/us/ca/rancho-cucamonga/profile/collections-agencies/collection-technology-inc-1066-89074236

Consumer Rights Law Firm BBB Information

BBB Rating: A+

https://www.bbb.org/us/ma/north-andover/profile/lawyers/consumer-rights-law-firm-0021-124253