QuizPlease complete the form, and we will send you your test results along with detailed, informative insights.Step 1 of 250%What is the earliest time a debt collector is allowed to call you?(Required) 9:00 am 8:00 am 7:30 am 7:00 amCan a Debt Collection agency contact you on holidays and weekends?(Required) Yes NoCan a Debt collector call you at your place of employment?(Required) Yes NoIs a debt collector allowed to call third parties (your friends and family, for example) regarding your debt?(Required) Yes NoWhat is the maximum number of days within which a debtor can dispute a debt?(Required) 60 15 20 30Can you still get sued if your debt has exceeded the statute of limitations?(Required) Yes NoCan a debt collections agency intercept your income tax return if you have defaulted on your student loans?(Required) Yes NoWhat is the latest time a collection agency is allowed to contact you?(Required) 9:00 pm 9:30 pm 8:00 pm 8:30 pmIs a debt collection agency allowed to offset your tax returns on medical debt?(Required) Maybe Depends on other variables Yes NoIs a debt collection agency allowed to disclose details regarding your debt to your spouse?(Required) Only in California Yes Only if married for 7 years NoName First Last PhoneEmail Δ