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Does Credit Control Services, Inc. call you ceaselessly?

Does Credit Control Services, Inc. call you ceaselessly?

Being in debt is an uncomfortable and frustrating time for anyone, what makes it even more tormenting is having a Debt Collection Agency pestering you with unending and often annoying calls over your unpaid debt. Debt Collection Agencies are saddled with the responsibility of recovering debt owed. However, in order to do this they often overstep their boundaries which translates into debt harassment.

Under the FDCPA (Fair Debt Collection Practices Act) Debt collection Agencies must act in line with its laws. The FDCPA seeks to protect in the rights of debtors to ensure they are not threatened, harassed or mistreated by Collection Agencies in their bid to recover the debt owed.

What you should to know about Fair Debt Collection Practices Act (FDCPA)

The Fair Debt Collection Practices Act (FDCPA) was enacted in 1978 by the Federal Government to protect debtors not from debt, but to checkmate the means through which debt collection agencies go about recovering debt. The FDCPA laws protects the debtors from being harassed, this is done by checking the number of times a Debt Collection Agency is allowed to call, where they are allowed to contact the debtors and their manner of approach. If a debt collection agency violates these laws, they can have a lawsuit against them within one year of the incidence and could be made to compensate the debtor up to $1,000 and they could also have their debt waved.

How the Fair Debt Collection Practices Act Works

The laws of the FDCPA does not protect debtors from paying those they owe for example, if you owe a Grocery store owner and you get a call asking you to settle your debt, the Grocery store owner is not a debt collection agency. The FDCPA is concerned with third-party debt collection agencies that usually deal with the following types of debt: Credit card debt, medical bills, student loans, mortgages.

What classifies as Debt Harassment?

The laws of the FDCPA stipulates that a debt collection agency is required to provide:

  • The Name of the creditor
  • The Amount owed
  • Instructions on how to repay the debt

If they refuse to do this, it can be considered harassment. Some other examples of debt harassment under the laws of the FDCPA include:

  • Not being truthful about your debt or penalties of defaulting.
  • Contacting you in ways that are humiliating or offensive or inappropriate.
  • Discussing the debt with third parties, all debt information should be known only by relevant authorities.
  • Continually contacting  you after being told stop in writing.
  • Using profane, abusive or offensive language.
  • Attempting to collect a debt that obviously cannot be recovered.
  • Threatening bodily harm on the you, your family or close acquaintances
  • Communicating with you after you have filed bankruptcy.

Have you been plagued by ceaseless calls from Credit Control Services Inc? No need to panic anymore, the Telephone Consumer Protection laws exists! it seeks to protect consumers like you who have been pestered by unending calls from debt collection agencies. The TCPA was enacted into law in 1991 by President George H. W. Bush, the law seeks to bottleneck the ways debt collection agencies use fax machines, text messages, prerecorded messages and automatic dialing systems when contacting you. They are also required to identify themselves, state the entity they represent and leave their contact information. The law also prohibits telephone representatives from calling your home before 8 am or after 9 pm. It also requires telemarketers to comply with your request to not be contacted again.

Also, the act restricts sending unsolicited advertisements by fax to anyone without their prior consent. If the Telephone Consumer Protection Act is violated then you may be entitled to $500 in damages for each violation.

What to do if you keep getting Ceaseless calls from Credit Control Services, Inc.

  • Know your rights, you are entitled to be treated respectfully.
  • Be sure the representative of Credit Control Services, Inc. identifies themselves and the agency they are representing.
  • Avoid engaging the representative in a word battle, hang up if abusive words are being hurled at you.
  • Save any harassing messages you have received on your voice mail in case you need to present evidence of it in the future.
  • Do not disclose personal information especially to an anonymous caller.
  • Ensure the authenticity of the debt, this establishes that you are not being scammed by fraudsters.
  • Seek legal advice.
About Credit Control Services, Inc.

Credit Control Services, Inc. is a third party debt collector located in Hazelwood, Missouri. Credit Control Services, Inc. is a debt collection agency.

Contact Information

5757 Phantom Dr Ste 330

Hazelwood, MO 63042-2429


Phone: (314) 442-7400

Credit Control Services, Inc. is often referred to or searched for by other names. These include:

Credit Control; Credit Control LLC; Credit-Control; Credit Control Service

About this site (Telephone Harassment)

Here at Telephone Harassment, we are all about informing consumers about their rights regarding harassment from debt collectors, collection law firms and Original lenders. We also encourage consumers to share their experience dealing with collection harassment, legal threats or excessive phone calls to help prepare others for the kind of treatment they are likely to receive. We alert consumers of scams, and notify them about the harassment and scare tactics that many collection agencies employ, many of which are against phone harassment laws.

Call us now on 844-791-1990

Credit Control Services, Inc. may be contacting you from the following numbers:










Credit Control Services, Inc. BBB Information

BBB file opened: 8/6/2007

Consumer Rights Law Firm Center BBB information

BBB Rating: A

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