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Stop the Harassment from Benuck & Rainey LLC

Harassment from Benuck & Rainey?

It is the job of debt collection agencies like Benuck & Rainey to contact you about your debts and attempt to get you to pay them up. Debt collectors have the right to contact you and remind you of your debts. It is lawful.  However, when they begin to violate the Fair Debt Collection Practices Act (FDCPA), you have a right to take action.

About 10 complaints have been closed by the BBB against Benuck & Rainey. These complaints were related to wrong debt, use of abusive language, refusal to provide debt verification and a few others. All the above complaints are violations of the FDCPA.

If you have an FDCPA complaint about Benuck & Rainey, do not hesitate to call us now on 844-791-1990

The FDCPA and your rights

The FDCPA is a federal law that prohibits deceptive, abusive, and unfair methods of debt collection. Although the law is clear, certain debt collectors still violate them and practice unfair methods of debt collection. Having the knowledge of these laws and when they are violated will help you identify those who practice it and hold them accountable for their actions.

Some prohibited practices by FDCPA include:
Abusing consumers by repeatedly calling their phones
Using obscene and profane language. Making threats and trying to scare the consumer
Contacting consumers at their workplace against their wish
Disclosing information about the consumer’s debt to family members or coworkers

If Benuck & Rainey does any of the above to you, you may have a case against them.

When debt collectors call you

If you keep getting calls from debt collectors against your wish, you may be a victim of telephone harassment. Their calls can catch you off guard and may result in you panicking and making agreements with them out of fear to make payments you can not afford. it is best to be calm before you answer their calls. If you can not talk when they call, ask them to call later. When you answer, do not reveal fear or make them feel like you aren’t aware of your consumer rights. Also, avoid getting into heated arguments with them. Take notes – literal notes with pen and paper – of the things they say like the name of the caller, name of the agency, date and time of phone call, and any other important thing said in the phone call. You may need it as evidence.

It is very important that you refrain from giving the caller information about your debts, income, and bills. Don’t disclose personal financial information.

If the call gets uncomfortable for you, ask the caller to call you back another time or hang up. This will give you time to plan and decide what to do next.

How to stop Benuck & Rainey from calling you

When calls from debt collectors get overwhelming, you should tell them to stop. The calls may not be about your own debt. They may be calling to ask you for the address of a friend or family member. In this case, debt collectors are not allowed by law to reveal information about the person’s debt to you. You should tell them what you know and that should end their calls.
However, it may not exactly go that way and you may still be getting these calls after you have told them all you know.
If you feel like your peace of mind is being threatened by constant phone calls from Benuck & Rainey, send a cease and desist letter to them asking them to stop contacting you via phone calls but through letters. Letters are preferable because they give you an accurate record of everything that the debt collectors say.

When sending the cease and desist letter, do it using a certified mail and request for a return receipt to confirm that the letter was received.

If after sending the letter the debt collectors keep calling you, they are violating the FDCPA, and your friend or family member that has incurred the debt has a right to sue them for misusing his/her private information.

About Benuck & Rainey LLC

Benuck & Rainey LLC is a debt collection agency that collects third party debt. They have received consumer complaints in the past regarding illegal communication tactics and failure to verify debts.

Contact Information

221 Old Concord Turnpike
Barrington, NH 03825

Phone: 603-868-5566

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About this site ( Telephone Harassment )

Alerting consumers their rights with harassment from debt collectors, collection law firms, and Original lenders. Consumers sharing their experience dealing with collection harassment, legal threats or excessive phone calls.

Call us now on 844-791-1990

Phone numbers Benuck & Rainey LLC may be calling you from

603-664-0443,  888-697-5566, 603-868-5566, 603-664-0443, 888-697-5566,

Benuck & Rainey LLC BBB information

Consumer Rights Law Firm Center BBB information

BBB Rating: A+


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