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M.R.S Associates Debt collection harassment?
Unwanted calls can be an inconvenience that doesn’t just seem to go away. Calls from M.R.S Associates can often get so regular that they threaten your peace of mind and interrupt your daily life. Here at Telephone harassment, it is our core belief that no one should have to put up with these calls, especially when debt collectors are not acting within the confines of the law. We can help you put a stop to them and may even be able to get you monetary compensation for your troubles, depending on the severity of your case. Call us now on 844-791-1990.
If you’re being harassed by spam calls, harassing calls, or even frequent calls from legitimate creditors, you can get the law to recognize that your consumer rights have been violated and to take action on your behalf.
How the TCPA protects you
The TCPA was designed to put annoying—and more specifically unwanted—telephone calls and texts you may currently be receiving from M.R.S Associates in check. It is a body of federal laws that regulate when and how a debt collector can contact you. If your TCPA rights have been violated, you may be entitled to $500 in damages for each violation. Read more about it here.
You may have a case against M.R.S Associates if they have acted in any of the following ways.
How the FDCPA protects you
If debt collectors call you repeatedly or before the hours of 8:00 am or after the hours of 9:00 pm, then they have failed to comply with the laws specified by the FDCPA. According to the FDCPA (Fair Debt Collection Practices Act), debt collectors must respect your rights as an individual whenever they contact you to collect a debt. This includes:
- Not using offensive language.
- Not sticking to the agreement on your original credit or loan agreement.
- Interpreting your loan amount correctly.
- Duly notifying you about your right to dispute the debt, etc.
Information about your debt is also to be kept private. If debt collectors illegally inform a third party about your alleged debt, they have violated the FDCPA. You can study more about your FDCPA rights here.
How can you stop Telephone Harassment from M.R.S Associates?
If debt collectors representing M.R.S Associates are engaging in harassing, excessive, and intimidating behavior, it is important to know your rights. The amount of debt held by consumers for medical bills, credit card balances, and other expenses, is estimated to be over $1 trillion. Perhaps this is why debt collectors engage in several dubious and harmful practices to collect a debt.
To end debt collection harassment for good, you should first tell the debt collector calling you to stop contacting you. This request should also be followed with a written letter sent via certified mail.
You can also submit a complaint online to the Consumer Financial Protection Bureau (CFPB). The CFPB is a government agency that provides insight into financial services and products, including debt collectors.
About M.R.S Associates
MRS Associates Inc. is a company that specializes in accounts receivable tasks, including debt collection. This company went into business in 1991.
930 Olney Ave
Cherry Hill, NJ 08003-2016,
Phone: (856) 988-9122
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About this site (Telephone Harassment)
Here at Telephone Harassment, we are all about informing consumers about their rights regarding harassment from debt collectors, collection law firms, and Original lenders. We also encourage consumers to share their experience dealing with collection harassment, legal threats or excessive phone calls to help prepare others for the kind of treatment they are likely to receive. We alert consumers of scams, and notify them about the harassment and scare tactics that many collection agencies employ, many of which are against phone harassment laws.
Call us now on 844-791-1990
M.R.S Associates may be contacting you from the following numbers:
M.R.S Associates BBB Information
BBB file opened: 7/14/2006
Consumer Rights Law Firm Center BBB information
BBB Rating: A+