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MCU Holdings won’t stop calling?
Debt collectors like MCU Holdings are exempt from the Do Not Call list, this fact alone makes stopping unwanted phone calls from debt collection agencies a lot more difficult. However, do not despair.
Even though they may be exempt from certain rules, debt collectors are not allowed to engage in unlawful conduct such as calling you excessively, antagonizing your friends and family, misrepresenting themselves, calling during overnight hours when you are asleep, and more. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Telephone Consumer Laws that protect you
In accordance with the TCPA, telephone representatives are banned from making solicitation calls to your home before 8 am or after 9 pm. They are also required to comply with your request to not be contacted again. If MCU Holdings deliberately breaches the Telephone Consumer Protection Act in their interaction with you, you may be entitled to up to $1500 in damages for each violation.
Read more about your telephone consumer rights here.
Fair Debt Collection Laws that protect you
If MCU Holdings engages in any of the following tactics, you may have a case:
• Making threats of bodily harm, suing or arresting you
• Using profanity and obscenities in debt collection calls
• Misinterpreting the amount you owe
• Pretending to be attorneys or law enforcement officers
• Publicizing your debt to unauthorized parties
What steps can you take to end harassment from MCU Holdings?
In most cases, the first step towards successfully ending debt collection harassment from MCU Holdings is by telling them clearly and firmly to stop contacting you. You may have to do it more than once and it often helps to back your verbal demand with a written letter sent via certified mail.
You can also submit a complaint online to the Consumer Financial Protection Bureau (CFPB). The CFPB is a government agency that monitors the performance of financial services and products, including debt collectors.
In your quest to end harassment from MCU Holdings, be sure to document the following:
• The time of the call
• The date of the call
• The name of the debt collection representative (if it was not a robocall)
• The phone number on which you received the call
Making a record of the altercation that took place over the phone sure goes a long way toward protecting your rights if you decide to hire an attorney.
About MCU Holdings
MCU Holdings is a professional third-party debt collection company with experience collecting past due consumer accounts.
3200 NW 62nd Ave # 202
Margate, FL 33063-8303,
Phone: (866) 680-8921
MCU Holdings is often referred to or searched for by other names. These include:
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About this site (Telephone Harassment)
We inform consumers about their rights regarding harassment from debt collectors, collection law firms, and Original lenders. We also encourage consumers to share their experience in dealing with collection harassment. Read more here.
Call us now on 844-791-1990
MCU Holdings may be contacting you from the following numbers:
MCU Holdings BBB Information
BBB file opened: 3/19/2018
Consumer Rights Law Firm Center BBB information
BBB Rating: A+