Is Delta Management Associates, Inc calling again?
Do you think you would remain as worried as you are right now over the debt collection calls you are receiving from Delta Management Associates, Inc if you knew that any violation of your rights by a Debt Collector or their representatives could entitle you to damages under the FDCPA?
Additionally, you are allowed to sue Debt Collectors for revealing the details of your debt to a third party. You also have a level of control over the calls you receive from Delta Management Associates, Inc, or their representatives, in the sense that they are not allowed to contact you at inconvenient times and you are also permitted to ask them to cease making calls to you. These and many others are your legal rights according to the Fair Debt Collections Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA).
Debt Collection Harassment from Delta Management Associates, Inc? What are your rights?
Your rights against debt collectors have been in existence for a long time now, but due to the lack of proper knowledge and information about them, only a small fragment of the consumer population knows anything about how they can stand up to debt collection harassment. A number of laws form a protective structure for consumers against Debt Collectors, they are the FDCPA (Fair Debt Collection Practices Act), and the TCPA (Telephone Consumer Protection Act).
The FDCPA (Fair Debt Collection Practices Act) is a body of laws that regulates the relationship that should exist between Debt Collectors and consumers. The rationale behind this act is to create a fair environment for both sides of the divide–Debt Collectors and debtors. The act goes as far award damages up to $1000 in the eventuality of a breach of the FDCPA rules.
Also, the TCPA (Telephone Consumer Protection Act), on the other hand, is an act that was created in 1991 to control the excesses of Consumer Solicitation Representative from harassing consumers. If a Debt Collector violates a provision of this act, they could be liable to pay damages from $500 to $1500.
When the following are infringed upon by Debt Collectors, you may be able to file a lawsuit against them:
- When you are repeatedly contacted at inconvenient times of the day.
- When the name of the Consumer Solicitation Representative hides their identity or that of the Debt Collector he/she represents.
- Insults, whether direct or indirect, threats, and misinformation is also a violation of the act.
- Prerecorded and/or artificial messages or calls made for the purposes of advertisement.
About Delta Management Associates, Inc
Delta Management Associates Inc. provides financial services. The Company offers payment methods, higher education, governmental, and commercial collections solutions. Delta Management Associates operates in the United States.
100 Everett Ave, Ste 6 Chelsea, MA 02150 , USA.
Phone: (617) 660-3200
How Delta Management Associates Inc. may be harassing you
- Unknown numbers: This happens to be one of the oldest tricks in the book. When consumers reject the calls of Debt Collectors a number of times, they may use strange numbers to contact them. It is advisable for consumers not to answer calls from strange numbers.
- Threats: Is Delta Management Associates Inc. threatening you with a wage garnishment, arrest, bodily harm, or any other action that they do not intend to carry out? Certain Debt Collectors threaten to go as far as threatening to throw their clients in jail if they don’t pay up by a given date. This is a violation of the rights of a consumer. For no reason is a Debt Collector under the FDCPA allowed to make such threats.
At the sight of the above-mentioned tactics, a consumer has quite a number of moves to make. The most reliable of these is to get the services of an experienced and qualified legal practitioner. Call us today on 844-791-1990.
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About this site (Telephone Harassment)
We advise our clients on important steps to take at different stages of the debts and share useful details of patterns employed by Debt Collectors to exploit consumers. Read more about us here.
Call us now on 844-791-1990
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Delta Management Associates, Inc BBB Information
BBB file opened: 8/22/2004
Consumer Rights Law Firm Center BBB information
BBB Rating: A+