Debt problems from The Phoenix Recovery Group?
Debt collectors never call at a good time, but regardless of whether the time is convenient for you or not, your best bet is to pick up the phone and tackle your debt head-on. Due to the several uncomfortable calls you may currently be receiving from The Phoenix Recovery Group, you may be tempted to hide or ignore the situation and simply pray it goes away, but that is the worst decision you may ever take concerning your debt.
Simply ignoring your debts can only make things worse. Your debt collector may decide to take you to court and have a default judgment leveled against you. The good news is that depending on your personal situation, there may be different steps to take towards easing your debt and stopping your case of debt collection harassment for good.
About The Phoenix Recovery Group
The Phoenix Recovery Group is a debt collections service that specializes in healthcare revenue management, accelerated receivables management, accelerated receivables solutions, and patient accounting services.
Loop 410/ Nacogdoches, San Antonio, TX 78217
Phone: (210) 822-8272
The TCPA Laws that protect your rights
The TCPA bill was first passed in 1991 due to consumer complaints about the increasing amount of unwanted telephone marketing calls made to them, and the frequent use of automated and prerecorded messages. The FCC thus established laws that stipulate what practices a bank, telemarketer, or debt collector can adhere to during telephone solicitation.
The law also bans telephone representatives from making solicitation calls to your home before 8 am or after 9 pm. It also requires telephone representatives to comply with your request to not be contacted again. If the Telephone Consumer Protection Act is violated then you may be entitled to $500 in damages for each violation. Read more about the TCPA laws here.
The FDCPA Laws that protect your rights
Here are some of the basics that you should know about the Federal Fair Debt Collection Practices Act and how it protects your consumer rights:
• The Act restricts a collector’s calls to between the hours of 8 a.m. and 9 p.m.
• The Act permits you to request to not be contacted again. You should request this in writing by certified mail with return receipt requested.
• A debt collector cannot access your bank account or garnish your wages without going through the proper legal procedure.
• Collectors cannot contact people you know more than once about your debt.
• Use a cease-and-desist letter except in horrible situations of debt collection harassment,
You can read more about your rights and the limits of collectors here or by visiting the Federal Trade Commission’s website
Should I represent myself if I have a court case against The Phoenix Recovery Group?
Generally, it is a bad idea to represent yourself in court if you have no knowledge of debt collection and legal proceedings. An experienced and qualified consumer rights attorney is an invaluable asset to your case, as they can bring resources and expertise to your case that you cannot provide all by yourself.
Hiring a lawyer is also a better option because a trained lawyer will know about the legal processes better than you and have experience arguing against opposing attorneys. Call us today on 844-791-1990 and we will be happy to connect you with qualified legal assistance.
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About this site (Telephone Harassment)
Here at Telephone Harassment, we are all about informing consumers about their rights regarding harassment from debt collectors, collection law firms, and Original lenders. We also encourage consumers to share their experience dealing with collection harassment, legal threats or excessive phone calls to help prepare others for the kind of treatment they are likely to receive. We alert consumers of scams and notify them about the harassment and scare tactics that many collection agencies employ, many of which are against phone harassment laws.
Call us now on 844-791-1990
The Phoenix Recovery Group may be contacting you from the following numbers:
The Phoenix Recovery Group BBB Information
BBB file opened: 7/31/2001
Consumer Rights Law Firm Center BBB information
BBB Rating: A+