Debt Collection Harassment from Genesis Credit Management Debt?
What debt collectors are not allowed to do to you
Debt collectors are to abide by the laws of the FDCPA by employing only fair and honest practices in their debt collection methods. They should never do any the following to you:
- Call you nonstop
- Threaten or use profane words on you
- Call you before 8am and after 9pm
- Call your workplace after you have asked them not to
- Discuss your debt with third parties
If your rights get violated by Debt Collectors
If any of the above laws are violated by Genesis Credit Management, you have a case against them. You can sue them and get them to pay up to a $1000 dollars for damages but first, you must communicate with them, letting them know that they are violating your rights and making you uncomfortable. When debt collectors see your awareness, they will likely stop their illegal practices, but if they don’t, you can sue them to court.
Suing a collection agency
Suing a collection agency is not always the best thing to do but certain situations may demand that you do it. When collection agencies continually violate the FDCPA, you may not have a choice but to sue them.
If you decide to sue a collection agency, you should speak with an attorney. Your attorney will represent you and get you prepared for what is ahead. It is also important that you have kept records and have proof of the violation.
About Genesis Credit Management
Genesis Credit Management , LLC is a debt collection company based in Everett, WA. They specialize in apartment lease collections, which their website calls the “multi-family industry.”.
906 SE Everett Mall Way, Everett, WA 98208
Phone: (509) 836-5558
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About this site (Telephone Harassment)
Here at Telephone Harassment, we are all about informing consumers about their rights regarding harassment from debt collectors, collection law firms and Original lenders. We also encourage consumers to share their experience dealing with collection harassment, legal threats or excessive phone calls to help prepare others for the kind of treatment they are likely to receive. We alert consumers of scams, and notify them about the harassment and scare tactics that many collection agencies employ, many of which are against phone harassment laws.
Call us now on 844-791-1990
Genesis Credit Management may be contacting you from the following numbers:
Genesis Credit Management BBB Information
BBB file opened: 2/7/2006
Consumer Rights Law Firm Center BBB information
BBB Rating: A+