Are you having problems with Keystone Recovery group?
Picture this scenario: you are sitting there engaged in your regular daily activities and your phone rings. You don’t recognize the number but you answer anyway. You say hello and a voice identifies itself as a collection representative from Keystone Recovery Group. You hang up the phone angry and frustrated about how rude and inconsiderate the collection agent was to you throughout the call.
Let’s be honest, debt collectors are notorious for their collection and scare tactics. So what do you do? FIGHT BACK and SUE!
For example, did you know that it is against the law for debt collectors to make robocalls and to leave advertisement Robo messages on your cell phone? That is the importance of knowing your rights.
Why is it important to know your rights?
If you choose to drive a car down the freeway, what is the first requirement imposed by law? If you want to drive on the streets, alongside other drivers, you need to demonstrate at least a minimal understanding of the rules of the road and your ability to remember them while navigating the road. This is required for safety, and for the protection of our friends, neighbors, and loved ones.
The same rules apply to the debt collection world. The state, federal, and local governments impose similar restrictions on debt collection agencies and it is helpful to know them for the protection of yourself and your loved ones. They require debt collectors to get a license. The license demonstrates the debt collection agency’s willingness to cooperate with the law.
Regardless, many debt collectors think it is ok to ignore the rules. This is what makes it doubly important to know the rules which a debt collector must operate by so that you can easily know when they have stepped out of line and protect yourself, your family, and your loved ones from their various harmful tactics.
Your consumer rights under the TCPA
Except for some very limited circumstances such as emergencies or a person’s prior express consent, the Telephone Consumer Protection Act bans all phone calls that “use an artificial or prerecorded voice to deliver a message.” So, if neither exemption applies, then you take a debt collection agency to court for violating your rights
If the Telephone Consumer Protection Act is violated then you may be entitled to $500 in damages for each violation. Read more here.
Your consumer rights under the FDCPA
All debt collection companies operating within the United States must abide by both local and international regulations to operate lawfully. The Fair Debt Collection Practices Act establishes such legal guidelines in the US, closely monitoring the actions debt collectors can take and those that they cannot.
Although most of the FDCPA’s stipulations look like common sense and simple courtesy, there are a number of important details covered in addition to the more obvious ones that should be taken into consideration. We have covered the essential highlights regarding the FDCPA that you should understand, read more about it here.
Help! I am still receiving calls from Keystone Recovery
If you are still receiving threatening calls from Keystone Recovery Group, it is important to first remember not to answer calls from strange numbers. It is also helpful if you do not engage the caller because many debt collectors make various threats in the hope that you will respond emotionally, do not give them that satisfaction. You can also hang up when necessary especially if the collector is being rude or using profane words.
Finally, remember to save any harassing messages you have received on your voice mail in case you need to present evidence of it in the future, and do not disclose personal information especially to an anonymous caller. Most importantly, seek legal counsel from a qualified attorney.
About Keystone Recovery
Keystone Recovery is a collection agency focused on the collection of outstanding installment loans in various stages of delinquency, types, and sources.
Phone: (888) 203-2209
About this site (Telephone Harassment)
We inform consumers about their rights regarding harassment from debt collectors, collection law firms, and Original lenders. Read more about us here.
Call us now on 844-791-1990
Keystone Recovery may be contacting you from the following numbers:
Keystone Recovery is also known by other names, they include:
JPL Recovery solutions, keystone recovery group, Keystone Recovery login
Keystone Recovery BBB Information
BBB file opened: 11/27/2017
Consumer Rights Law Firm Center BBB information
BBB Rating: A+